BuildPay Careers

Explore BuildPay careers and become part of the force that’s building the future of Construction and Financial Technology.

Build the future

BuildPay will soon be the undisputed industry leader in construction funds control technology. Our patent pending technology eliminates working capital, accounts receivable and credit constraints on all sizes and types of construction projects… the direct benefit of all participants, in a nearly $2 trillion industry nationwide.  BuildPay is a highly scalable startup company with strategic investor funding that expects enormous growth in 2019 and beyond.  BuildPay offers competitive salaries, challenging work opportunities, and considerable career growth options in an innovative and entrepreneurial environment.

ARE You BuildPay Material?


Technology Junkies

We hear it all the time….”construction technology isn’t sexy”.  But, if you see things that others don’t and want a chance to help build something that’s never been done before we might be a match.  Around here we say “all construction has only one thing in common; it’s all supposed to get paid for”.   That means all that data comes along on the ride.  Thinking AI & machine learning, blockchain, drones, FinTech, big data, Building Information Modeling (BIM), catastrophe supply chains, mobile apps …. we touch all that and much, much more. 


Startup Aficionados

Plan synergistically, execute violently, adjust accordingly. If you can roll with the punches, down a picture of raw eggs, and you revel in rising before the sun, we should talk.  It’s hard.  It’s rewarding like no other job.


Construction Zealots

You love making things happen and once you bite into a mission you’re a pit-bull with lockjaw!  If your level of grit is incurable – like ours is – (self-check here: and nobody gets you, we do!   Eighty years of the worst productivity of any industry in the world.  It’s time build a team that can start doing what nobody thinks will ever be changed.


Payment Mongers

Moving the goliath payment and insurance industries is like changing the direction of a battleship with a row boat.  Fortunately, we’ve been rowing our arms off for more than a decade and now we’re getting some favorable tides to help us.  We are way ahead of the curve and plan to use our patent pending payment solutions to truly shift a paradigm.

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Why We Built It

Steve Wightman

Steve Wightman

Founder & CEO

“In 1992 Hurricane Andrew went through Florida and hit Louisiana. I was sent by my employer, an insurance company, to help rebuild the estimated $14 million in school losses as quickly as possible.

When things fall apart, the insurance and construction industry have an opportunity. People depend on them. And the responsibility is huge. Multiply that responsibility by thousands and the weight is paralyzing – and exactly my personal feeling from a rooftop after Hurricane Andrew. The reconstruction challenges…endless. And the systems in place to respond…non-existent. People needed us. And we couldn’t move.

It was on that rooftop that the idea for a better payment system was built. A payment system hardwired into all the providers of work and materials with action-inducing cash-flow provided by insurance co’s with the obligation to pay. Writing checks to property owners and leaving them to solve the catastrophic problem made no sense.  In fact, writing checks through a chain of contractors, subs, and suppliers does not make sense on any project.

‘Free the cash. Fix the chain. Organize the flow.’ has been my personal and professional mantra. After years of commitment, I’m proud to say that the reconstruction is complete. BuildPay is here.”



All construction has one thing in common: it’s all supposed to get paid for. BuildPay is the only company that’s connected at every stage of the project lifecycle and is leveraging advantages from the promises that we make sure are kept.

105 Jordan Road
Troy, NY 12180

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Insurance Companies

Banks & Lenders

Project Owners

General Contractors


Material Providers

Material Manufacturers

Lenders: Competitive Advantage

The golden rule sums up lenders’ advantage the best. “Whoever has the gold, makes the rules.”  While the bank has the gold, they compete with other banks, who also have the gold.  Their rules are necessary, they do not need to be changed.  There are many companies that argue the execution of the rules are inefficient, but efficiency really does not substantially improve protections for banks or add construction success for customers.  A shared ledger allows banks - as the trusted source of project funding - to set the rules for project payment releases, monitor the project health and all but eliminate any chance of lien.  Cash-flow-lubricated projects attract competition to accelerate work at more competitive prices with superior protections for virtually every player in the chain.

Insurance: Competitive Advantage

Insurers’ obligation to pay is the most potentially powerful tool insurers have, but is very difficult to systematize and scale given the daunting challenges of insurers collaborating with a huge, highly fragmented and complex construction industry.   Since all construction has chronic payment risk and inadequate cash flow, it makes sense for property insurers to use their irrevocable obligation to pay to attract the construction industry.  Since cash flow is most attractive at the project level, inter-industrywide collaboration between insurers and the titans of construction is less important than mechanizing a platform that can be scaled from one project to many thousands of projects.

Government: Competitive Advantage

In some cases, opportunity for small subcontractors (with limited financial wherewithal) is only one part of the total equation.  Some very talented and well run companies still cannot automatically get the trade credit, working capital and cash flow they need to keep pace.  The struggle is unnecessary when the government funding source can allocate contractor-planned and approved payouts directly to these subs.  Similarly, the subs themselves can allocate material budgets to the ledger to enable them to procure all the materials they need without the material provider taking on risk.  Working capital constraints are greatly alleviated, cash flow accelerates and there is no need for trade credit.  Government agencies can see activity on the ledger for each bid project.  Bids improve.  

Why would construction lenders need to change their highly refined processes?

Success for construction lenders means providing their customer with the funds needed to build the project they want.  To protect the bank’s interests, protective draw schedules are put in place to assure the project is done – and done without liens.  Albeit necessary protection, slow draws cost project time and money.  Some oversight, work and material providers avoid working on bank-funded projects, charge more or require large owner-deposits. This is especially true for classes of product that are fabricated offsite and installed after fabrication is complete, when providers are still not paid until after the next draw.  Customers pay interest on capital needed for construction, with process requirements attached that add to the construction cost and delay project delivery.  In a world where settled business models (think taxis) can be unsettled in months (think Uber), this one probably has disrupters’ attention.

Why do property insurers need to change?

Success for property insurers is making their customer whole as quickly as possible and protecting their loss ratio from significantly inflated reconstruction payouts; especially overblown demand-surge prices following disasters.  Insurance reconstruction is the most inflated of any type of institutionally funded work and is getting worse.  Claim departments are startled by the rate of new disadvantages to mitigate, using tools that have not been substantially redesigned in decades.

Why would government funded projects need payment changes?

Many government entities endeavor to help smaller subcontractors and material providers have the opportunity to be awarded contracts.  In some states women and minority owned enterprises are guaranteed a portion of publically funded construction.  Most contractors we talk to are supportive of this mandate, but it comes with unique challenges.  Providing opportunity alone does little to help solve problems with deficient working capital, trade credit at material providers and enough rapid cash-flow to keep up with fast-paced project schedules.  In some cases contractors help these subs as much as possible, but obviously there are some challenges beyond their control.  These problems work their way to the top like air bubbles in concrete.